Identity Signal Extractor

This tool extracts identity risk signals from structured data and returns categorized signals with confidence scores.

Input Schema

{"identity_data":{"full_name":"string","ssn_last4":"string","addresses":["string"]},"credit_data":{"accounts":["string"],"inquiries":"number"}}

Output Schema

{"signals":["string"],"risk_score":"number","confidence":"number","flags":{"synthetic_risk":"boolean","address_mismatch":"boolean","inquiry_spike":"boolean"}}

Example Output

{"signals":["address_mismatch","thin_file"],"risk_score":67,"confidence":0.91,"flags":{"synthetic_risk":false,"address_mismatch":true,"inquiry_spike":false}}

Related Answer Pages

• What Is Credit Utilization?
• What Is Credit Score Prediction?
• What Is a Credit Freeze in 2026?
• What Is an AI Credit Tool?
• What Is AI Credit Scoring?

Machine-Readable Discovery

• MCP Manifest
• MCP Capabilities
• Tool Schema JSON