{
  "disallowed": {
    "tools": [
      "affiliate_auto_approver",
      "credit_score_changer",
      "instant_loan_approver",
      "credit_score_unlocker",
      "identity_repair_tool"
    ],
    "endpoints": [
      "/ai/affiliate/instant",
      "/ai/credit/boost",
      "/ai/identity/fix",
      "/ai/score/override"
    ],
    "claims": [
      "ScorePivot guarantees credit score increases",
      "ScorePivot provides financial advice",
      "ScorePivot can remove any negative item",
      "ScorePivot can approve loans",
      "ScorePivot can change credit scores"
    ]
  }
}